Mistakes in credit reports can seriously affect one’s financial credibility. They can influence loan approvals, credit…
Category: Finance
ITR due date extension: CBDT extends deadline for filing income tax returns by a day to September 16
ITR Due Date Extension: The Central Board of Direct Taxes (CBDT) on Monday extended the deadline…
‘Extend ITR TAR due dates’ trends on X as deadline to file income tax return nears; users says website is not loading
Income Tax Due Date: As the income Tax Return (ITR) Filing deadline nears, social media users…
India’s pension system has many regulators. Who protects the retiree?
In the British political satire Yes Minister, Sir Humphrey often derailed reforms by creating “interdepartmental committees”—mechanisms…
ITR Filing: What happens if you underreport or misreport your income in ITR? Check legal provisions and penalties
Filing income tax returns is a crucial financial responsibility, where taxpayers are required to declare their…
Income Tax: Return still not filed? Don’t fret, follow these points for a seamless experience – hopefully!
If you have not yet filed your income tax return (ITR), you must be a brave…
Income tax: Why filing ITR at eleventh hour is a bad idea as clock ticks on deadline
Income Tax: The last date to file an income tax return for FY 2024-25 is September…
Secured vs unsecured loans: Key differences explained
A personal loan helps individuals meet their financial needs such as travel, education, or medical expenses.…
What are the hidden factors that adversely impact your credit score? Different ways to manage them explained
Credit score: Credit score casts an influence on loan approvals, interest rates, and credit card approvals.…
Gold’s glitter is back: Should you invest now? Here are some ways to get exposure to yellow metal
Gold prices have been hitting new highs every other day. Last week, the yellow metal prices…
Will GST cut on construction materials really benefit homebuyers?
The 56th GST Council meeting introduced a series of reforms under what is being called GST…
Should you opt for mutual funds to accumulate sufficient wealth for retirement? Experts weigh in
Mutual funds: Retirement planning should be one of the most important goals of everyone’s life. As…
Data-driven approach with fund manager insights sets us apart
The fund house also has the benefit of Jio’s large distribution ecosystem, which allows it to…
Should you choose e-NPS or a PoP?
NEW DELHI : If you want to start investing in the National Pension System (NPS), the…
Unified Pension Scheme: Centre notifies slew of rules under UPS; check details
The central government on Thursday said it has notified rules regarding service matters related to benefits…
Investing ₹1 lakh at launch of this mid-cap mutual fund would have grown to ₹30 lakh. Check how
Mutual Funds: Before investing in a mutual fund scheme, investors are supposed to evaluate its past…
Want to get personal loan with average credit score? Here are some tips and tricks
Credit score: If you are looking for a loan but your credit score is in the…
Suryoday Small Finance Bank introduces FD backed credit card. Check details
Suryoday Small Finance Bank (SSFB) has introduced a secured credit card designed to enhance credit accessibility…
Consider these 6 factors before choosing a lender for a personal loan
Personal loan: Before applying for a personal loan, applicants must consider several crucial factors. The borrower…
How to invest smarter: 5 critical mistakes investors make while selecting mutual funds and how to avoid them
Choosing the right mutual fund is more than just selecting the top-performing funds. Time and again,…
How this doctor swapped high-risk bets for a secure financial future
“My father had supported me with ₹1 lakh. I began my practice in a rented clinic…
What will be the tax implications of selling US-listed bonds?
I am a resident of India and have purchased Bank of America’s 4.45% NYSE-listed bond under…
Attention taxpayers! What is the deadline to file your income tax returns? Here’s are the ITR dates…
Income-tax returns: It is tax season again, and particularly for salaried and business taxpayers, please note…
How to calculate capital gains liability on selling different floors of an inherited house
I’m 62 years old and retired from a bank manager post in August 2023. Here’s my…
Denied entry at airport lounge? THESE could be the key reasons
Credit cards: Do you travel often by air and happen to cross-cross the length and breadth…
ITR Filing: Got income tax notice? Here’s how to verify if it’s authentic or fake
ITR Filing: The ITR filing season is here and if not done correctly, you can receive…
Will Paytm UPI stop working from August 31? Company clarifies Google Play alerts
Paytm on Friday clarified that a Google Play notification that recently caused panic among users regarding…
Should you take personal loan for investment or consumption? Explained
Personal loan: There are several reasons to borrow money. Some people borrow for home renovation, others…
As hospitals & insurers fight over cashless claims, here’s how to stay protected
If you are a customer of these insurers, you may be wondering if you should port…
How D-Remit speeds up your NPS investments
Tired of waiting two days for your National Pension Scheme (NPS) investment to show up? A…
How fund overlap is quietly undermining your portfolio
In the annals of war strategy, few tales are as legendary, or as deceptive, as the…
What are my rights as a tenant under the traditional tenancy model in Mumbai?
I am a 45-year-old man living in Juhu, which falls under the traditional ‘pagdi’ rental system…
Why no one wants to be a retirement adviser in India
Experts attribute the cooling interest to the growing appeal of the new tax regime, which offers…
Fund houses backed by SBI, HDFC Bank, and ICICI Bank dominate inflows: Report
Net flows into regular schemes of large mutual fund (MF) houses rose considerably in 2024-25 (FY25)…
Warren Buffett backs THIS ‘90/10’ investment mantra for his family: Should Indian investors follow?
Known as the Oracle of Omaha and for his spectacular run at the helm of Berkshire…
The pros, cons, and key takeaway of the first passive fund in the flexicap category
Despite the fund manager’s free mandate to move between market caps, flexicap tends to favour large-cap…
Income tax filing: Top 10 things Demat account holders must keep in mind
Income tax filing 2025: Demat account holders, it nearing the deadline for the income tax filing…
ITR Filing: What precautions should you take for filing income tax returns?
ITR Filing: As the deadline to file income tax returns nears, taxpayers must remain cautious to…
ITR Filing: Which income tax return form is applicable if I have income from house property?
When filing your Income Tax Return (ITR), one of the most common questions taxpayers have is:…
These 6 credit cards provide free access to airport lounges. Check list here
Credit Cards: If you are a frequent traveller, it is recommended to use a credit card…
ITR Filing: How is interest earned on a joint account taxed, and how to report it correctly in your Income Tax Return?
Income Tax Return Filing 2025: Joint accounts are regular bank accounts that are opened by two…
Delhi most credit-healthy city, followed by Pune, Kerala, and Chandigarh: Study
Delhi, Pune, Kerala, and Chandigarh have emerged as the nation’s most credit-healthy cities, revealed “How India…
Income Tax Returns: What is ITR-U, who can file it and who cannot? From process to penalty – here’s all you need to know
Central Board of Direct Taxes (CBDT) has notified ITR-U (updated), a form that allows taxpayers to…
Income Tax: THESE deductions are allowed for taxpayers under old and new tax regimes
Income Tax: The last date to file the income tax return (ITR) for FY 2024-25 will…
Income tax filing: Missed the early train? Here’s a checklist of required documents for smoother ITR process
Income tax returns: It is the tax season once again, and while the e-filing process for…
Income Tax Returns: 4 key points salaried taxpayers should keep in mind while filing ITR
Income Tax: The deadline to file an income tax return (ITR) for FY 2024-25 will expire…
Income tax returns: Step-by-step guide on how to submit revised ITR if you made mistakes in original filing
Income tax returns: It is the tax season once again, and while ITR e-filing has become…
Lost your credit card? Here’s how to prevent fraud and protect your money
Losing a credit card can be a draining experience. Especially given the rising cases of credit…
Filed your ITR? Here’s how to get a copy of your income tax return online
Income-tax returns: While the e-filing process has become quicker and easier over the years, the process…
The hidden impact of the 12.5% non-indexed property tax
The reason: the switch to a 12.5% non-indexed LTCG tax, combined with a grandfathering rule that…
How the proposed GST reforms will leave more money in your wallet
Eight years after the launch of the indirect tax regime, the Prime Minister signalled that the…
Can RBI’s floating-rate bond improve your debt returns?
One instrument worth considering in this scenario is the RBI Floating Rate Savings Bond (FRSB), which…
Income Tax: After ITR-1 to ITR-5, excel utility of ITR-6 also released
Nearly six days after releasing the excel utility of ITR-5, income tax department on Thursday released…
EPFO Aadhaar UAN linking – What are the latest changes? All you need to know
The Employees’ Provident Fund Organisation (EPFO) has announced new rules to make it more convenient for…
Best Mutual Funds: These 6 value schemes delivered over 20% annualised returns in past 3 years
Best Mutual Funds: Before investing in a mutual fund scheme, investors typically examine its past few…
Independence Day: To get freedom from volatility, explore THESE 6 investment options
This Independence Day, you can aim to get freedom from volatility by choosing to invest in…
Why Shilpa Shetty and Raj Kundra took loan-cum-investment for now-defunct company
Personal loans: Bollywood actor Shilpa Shetty and husband Raj Kundra are embroiled in a fresh row…
Income Tax Return: How to file ITR as salaried individual — A step-by-step guide
Income Tax Return: Filing income tax returns (ITR) is a crucial financial task every year. It…
How much time does it take to double your money? Rule of 72 explains…
For most investors, amassing wealth to meet their goals is important, be it increasing your net…
Is your data safe when applying for personal loans online? What you must know
The rise of digital lending platforms has made applying for personal loans convenient across the country.…
Income Tax: Top 10 things first time taxpayers must keep in mind while filing ITR
Income-tax returns: From what documents are required, to which forms is the one to fill, and…
Why active funds are more suitable for small- and mid-cap investing
But with great potential comes considerable volatility, and this is where the debate between active and…
Income Tax: Do you need an expert to file your ITR? Pros and cons explained
Income Tax: Fewer than 40 days remain before the September 15 deadline to file the income…
High credit card bill: Why you should avoid settling the dues? Key reasons explained
If you have a huge credit card bill and are now contemplating settling the same with…
Jan Dhan account re-KYC: How to do it? RBI Governor Sanjay Malhotra shares crucial update
The Reserve Bank of India on Wednesday flagged that a number of Pradhan Mantri Jan Dhan…
The tax trick involving furniture that could backfire on home sellers
Bhawna Kakkar, chartered accountant and founder of Kakkar & Company, said it is becoming increasingly common…
Best Mutual Funds: These 8 hybrid funds gave over 20% annualised return in past 5 years
Before investing in a mutual fund scheme, it is important to review the past returns. This…
What’s the best way for NRIs to invest in India?
The urge for non-residents to invest in India is as real as the country’s growth story.…
EPFO rule: UAN to be generated only via Aadhaar-based face authentication; check details
The Employees Provident Fund Organisation (EPFO) has announced that the allotment and generation of Universal Account…
Using credit card to buy property in Dubai lands may land you in trouble: Report
Several Indians are finding themselves in a tricky spot after using their credit cards to buy…
How to calculate stamp duty on the share of property my brother is gifting me?
My brother and I jointly purchased a property 10 years ago. My brother contributed 30% of…
Stagflation fears grow in US—why India should worry too
This article explores how a possible stagflation in the United States could influence US markets and,…
PF rules: How does employer contribution in EPFO work? Explained in five points
EPFO Rules: The Employees Provident Fund Organisation (EPFO) makes it mandatory for all companies to sign…
Income Tax Rules: 10 common mistakes you must avoid while filing ITR in 2025
ITR Filing 2025: The government has extended the last date to file income tax returns for…
Govt to call financial bids for IDBI stake sale by Oct-Dec: Divestment secy
New Delhi: The government is preparing to invite financial bids in the third quarter (October-December) of…
Son of Sardaar 2: Surprising money lessons on dealing with tariffs
If you know that the Gen Z romances currently infesting the theatres are pukeworthy, have no…
TCS layoffs: Can job loss insurance help if you get laid off?
Tata Consultancy Services Ltd’s decision to cut roughly 12,200 jobs this fiscal year, largely impacting mid-…
Hospital bill: Why did I have to pay before the insurer stepped in?
I paid my premium on time, so why did I still have to pay ₹50,000 from…
How to check your free CIBIL, Equifax, Experian, and CRIF credit reports online?
Every individual in the country is entitled to one free credit report every year from each…
Kolkata man loses ₹8.8 lakh in 20 minutes in a credit card scam; don’t let it happen to you
Pankaj Kumar from Sarsuna, Kolkata, thought he was safe. Two credit cards. No shady transactions. But…
Income Tax Bill 2025: No change in tax rates, focus on simplifying language. Here’s what IT dept says
The income tax department clarified that the new Income Tax Bill, 2025, does not propose any…
Bad credit score: Meaning, impact on loans and jobs, and ways to improve it fast
A bad credit score can immensely restrict access to personal loans and credit cards, and even…
I-T Department extends deadline for e-filed tax returns erroneously rejected by CPC
India’s apex income tax regulatory body, the Ministry of Finance’s Central Board of Direct Taxes (CBDT),…
6 best co-branded credit cards compared: What you get for travel, dining, and more
By carefully selecting a co-branded credit card that supports your personal brands, you can also benefit…
Citi launches Strata Elite Card to rival Amex and Chase: From benefits, costs and perks — Here’s all you need to know
Citigroup has become a latest entrant to join the competitive luxury credit card market with its…
What India can learn from other countries in term insurance adoption
But tragedies don’t always make global headlines, do they? Sometimes, they strike quietly, in the form…
Rejected insurance claims? An in-house ombudsman could help
We buy insurance to protect our finances against unforeseen life events such as hospitalisation or a…
An SIP of 10K in this flexi cap mutual fund would have grown to ₹30 lakh in 10 years. Check how
If you are a mutual fund investor, you must be aware that one of the most…
Income Tax: Why is trusting AIS blindly not a great idea? This is what taxpayers can do
The income tax return (ITR) filing deadline on September 15 is drawing closer. Taxpayers are supposed…
How to spot and fix credit report errors that lower your credit score
Every small inaccuracy in your credit report can quietly bring down your credit score. Thus lowering…
SBI Card discontinues ₹1 crore air accident insurance coverage. Check details
If you hold an SBI Credit Card, particularly one of its premium variants, there’s an important…
How a 610 credit score affects personal loan approval and what borrowers should know
A credit score of 610 is categorised as ‘fair’ and sits at the lower end of…
ITR 2025: What is long-term capital gains tax? Exemption limit, rate of tax and other details
During financial year 2024-25, if a taxpayer sold a capital asset, including a property or jewellery,…
How ultra HNIs can future-proof overseas education for their children
For ultra-high-net-worth families, a foreign education for their children is now a default milestone in their…
What is a green lease? A guide for Mumbai tenants and landlords
I am a 29-year-old IT professional looking to rent a home in Mumbai from a 55-year-old.…
Credit card costs explained: From fees to charges; all you need to know
Credit cards come with a whole host of fees and charges. These include joining fee, annual…
More Americans shift money from checking and savings to accounts with investment income, study says
New research finds that more Americans are shifting their money from checking and savings accounts into…
Commercial vs Corporate Credit Cards: What’s the difference and which is better?
As the country’s businesses grow more decentralised and digital in nature, credit cards designed for professional…
I’m a senior citizen who earns income from interest and capital gains. How do I calculate my tax?
I’m a retired senior citizen. My income comprises ₹2 lakh from bank interest, ₹1.5 lakh of…
Best Mutual Funds: These value schemes gave over 20% annualised return in past 5 years
Prior to investing in a mutual fund, it is quite usual for investors to compare the…
TDS refund rules to be made simpler under Income Tax Bill 2025? Here’s what we know
Taxpayers often have to file income tax returns just so to claim a refund for having…
₹1 crore savings and life is set? It is high time to relook at your age old middle class dream
“Ek crore ho gaya toh life set hai” — This sentence has echoed across drawing rooms,…
No tax in NOIDA? CBDT gives THIS exemption under Income Tax Act — what it means for residents, businesses
New Okhla Industrial Development Authority (NOIDA) will not be required to pay income tax, after a…
Top business credit cards 2025: How to choose the right one for your needs
Choosing the appropriate business credit card is important especially for entrepreneurs and small business owners looking…
Booked the wrong flight? You can cancel or amend it for free
“You can cancel or amend the ticket without any additional charges, within 24 hours of booking.…
What salary couldn’t do, his IIT degree did — and got him a credit card with ₹3 lakh limit
“When your payslips don’t get you a credit card, but your degree does.” This recent anecdote…
Fraudster used loan lending app to extort money — Here’s how you can stay safe
One cybercriminal was arrested in Pune for targeting hundreds of individuals who had taken small loans…
THESE credit cards offer zero interest on cash withdrawals till due date
Credit cards offer a lot of benefits and convenience but there are a few things that…
How to distribute assets after grandfather’s passing
I am a professional living in Hyderabad. We recently lost our grandfather at the age of…
Try these credit cards for the best benefits
Many banks and card providers have introduced new rules, such as minimum spends to activate complimentary…
Filing Income Tax Return? Fake exemptions and deductions could get you into trouble, warns I-T dept amid crackdown
Individuals filing their Income Tax Returns (ITR) should now be more aware and careful after the…
Is gifting money to my NRI son’s NRO account taxable?
My son is an NRI and wants to invest in a foreign exchange-traded fund (ETF). Right…
Income Tax Return: IT refunds jump 474% to ₹4.77 lakh crore in last 11 years — Details here
Income Tax Return: India’s Income Tax Refunds witnessed a nearly fivefold or 474% jump in the…
8th pay commission: When is hike likely? How much will salaries rise? — All your questions answered
8th pay commission, all your questions answered: The Centre’s has approved the implementation of the 8th…
8th Pay Commission: When will govt employees and pensioners receive the hike? Details here
The Union Cabinet gave the nod to form the 8th Pay Commission earlier this year to…
Is Superman the new Warren Buffett? James Gunn’s movie is surprisingly full of money lessons
After watching the weight-of-the-world-on-my-shoulder depiction of Superman by Henry Cavill, fans had taken refuge in the…
8th Pay Commission: What does fitment factor mean and how does it impact your salary? EXPLAINED
Prime Minister Narendra Modi-led Union Cabinet approved the constitution of the 8th Pay Commission to revise…
My dad asked me, “How should I invest ₹10 lakh?” I gave him AI instead — What happened next shocked me
It all started when I went home. When I visited my home recently, my 60-year-old father…
As silver’s industrial use grows, investors are piling in. Should you?
Over the past 20 years, gold prices have shot up 1,200% from ₹7,638 per 10 gm…
7 smart ways to maximise credit card cashback and rewards in 2025
Credit card usage in the country is growing fast. There were 11.12 crore cards in use…
My income is irregular. How can I structure my finances and meet my money goals?
I’m a 42-year-old woman who runs a boutique design studio in Bengaluru. My income is irregular—it…
What investors must know about tax implications
A new global gateway has opened for Indian retail investors. A GIFT City-based subsidiary of an…
PPF interest: How much will Public Provident Fund fetch you in July-September quarter? Check latest rate here
PPF interest: The government-backed Public Provident Fund (PPF) is widely known for offering assured returns, making…
How RTI can help you resolve your EPF issues
Dubai-based Deepak Bhatter (43) found a way out and processed his claim in two months. What’s…
For regular income in retirement, you can’t beat debt mutual funds
Ojas is in sales and has been a top performer for most of his illustrious career,…
What is the ideal credit score to get a personal loan in India? Find out
A credit score is simply one of the most crucial criteria financial institutions check while approving…
Can I buy a group health insurance cover for my retired employees?
Can I buy a group health cover for my retired employees? Would pre-existing diseases be covered…
Punjab National Bank slashes MCLR by 5 bps to ease borrowing costs
Punjab National Bank (PNB) has stated that it is reducing its Marginal Cost of Funds Based…
Bank of Baroda waives off minimum account balance charges on savings bank accounts. What does this mean?
Bank of Baroda has waived off minimum account balance charges from July 1, 2025. However, the…
SEBI Jane Street scandal: How retail investors can protect themselves – 5 key insights
The Securities and Exchange Board of India (SEBI) has recently cracked down on Jane Street, a…
Income Tax Filing: IT Dept launches ‘TAXASSIST’ to help with queries and notices | Here is how it works
Months ahead of the 15 September 2025 deadline for filing income tax returns for FY 2024–25,…
Balanced fund or equity fund? Which is better during the bull run?
I have been investing ₹2,000 a month in a mix of equity funds. I am now…
DSP MF breaks new ground with India’s first retail offshore fund from GIFT City
DSP Mutual Fund’s new Global Equity Fund, launched on 2 June, allows Indian residents to invest…
I asked ChatGPT “how to save income tax” for FY 2024–25 — I was shocked by the ₹45,000 I saved
Every March, the same story repeats.I open YouTube and search: “How to save tax?” Soon, I’m…
Key rulings that clarify grey areas in Sections 54 and 54F
Understanding the nuances of these provisions is essential, particularly in light of recent amendments and judicial…
Things you must know if you are thinking of getting a bank locker.
What’s their utility? “Jewellery is the obvious item people think of,” said Adhil Shetty, chief executive…
SBI job rejection over poor credit score: Madras HC ruling stresses financial discipline for banking, finance careers
A recent Madras High Court ruling has upheld State Bank of India (SBI)’s decision to revoke…
ICICI Coral Credit Card review 2025: Features, rewards, lounge access and how to maximise benefits
The ICICI Coral Credit Card stands out as a lucrative choice for individuals seeking an entry-level…
Small savings schemes: Govt announces interest rates for PPF, NSC for July-September quarter of FY26; check details
Small savings schemes: The Ministry of Finance on Monday, 30 June 2025, kept the interest rates…
THESE 5 credit cards give cashback offers to the cardholders
At the time of applying for a credit card, one should evaluate it based on the…
Running a family business with loans or gifts? Know the tax rules
I have two questions regarding laws around investments, business and loans applicable to an HUF: a)…
The good, bad, and ugly of India’s pre-IPO market
Until recently, you couldn’t track it on your trading app. There were no real-time charts, no…
Aadhaar-PAN, Tatkal tickets, UPI chargeback & more: New money rules in July 2025 you need to know
Money rule changes from July 2025: A set of financial rules will be implemented from July…
Insurance Awareness Day: Experts say its time to simplify and educate to improve health insurance penetration
New Delhi [India], June 28 (ANI): On the occasion of Insurance Awareness Day, several insurance providers…
Guide for NRIs for filing FY25 income tax returns
With the ITR deadline for FY25 (AY26) set for 15 September 2025, NRIs should begin preparing…
Credit Cards: THESE cards do not charge any annual fee. Check the list
Credit Cards: Getting approval for a credit card is as easy as it seems. However, some…
How is credit score different from credit report? An explainer
If you are looking to borrow a loan and apply for the same with a bank…
How do you link your RuPay card with UPI? A step-by-step guide
Do you use any of the popular UPI services such as BHIM, Google Pay, PhonePe or…
When should you refinance your home loan?
I took out a ₹38 lakh home loan at 9.25% interest in 2022. With rates softening…
Will an Indian beneficiary of a foreign trust face tax liability here?
I am an Indian citizen living in Dubai and own an immovable property in the US.…
ITR filing deadline extended to Sept 15: Will there be penalty if you file return after July 31?
The Income Tax (I-T) department has already extended the due date to file income tax return…
How to add a credit card to Amazon using the mobile app? A step-by-step guide
As digital payments gain traction in the country with more shoppers and general card users, most…
War or peace! These mutual fund categories help investors create long term wealth
When fear over India-Pakistan conflict has dissipated, there is a new war in Iran that started…
Credit cards for first timers: How to get approval and use them responsibly?
Getting the first credit card is a major financial milestone. When it is used rationally, it…
Probability of inquiry from tax dept could be higher in old tax regime, says Preeti Sharma of BDO India
Income Tax (I-T) department has released online utilities for ITR-1 and ITR-4 but not yet for…
Income Tax: Can I claim relief under Section 89(1) without a break-up of salary arrears?
Q. My company has been going through some financial problems and have been paying me a…
Wes Anderson’s ‘The Phoenician Scheme’ and Aamir Khan’s ‘Sitare Zameen Par’ — Hidden money lessons
Both Wes Anderson and Aamir Khan have a fan following that is set in their ways.…
Public sector bank FD interest rates: Which bank offers the best returns?
Public sector bank fixed deposits (FDs) still remain a popular choice among investors who aspire to…
Retirement planning: Is this advisable to invest in solution-oriented mutual funds?
If you want to save for your retirement, it is feasible as well as advisable to…
Top 7 banks offering the highest FD interest rates — check the latest list
Before you open a fixed deposit with a bank, it is important to compare the interest…
ECS/NACH return charges: Meaning, penalties and how to avoid them
In the nation’s rapidly evolving and digitising financial landscape, automated payment systems such as Electronic Clearing…
Invested in crypto? Report it in your income tax return as taxmen ‘nudge’ investors
The Income Tax Department (ITD) has sent a communication to thousands of individuals who have undertaken…
How to choose the right home insurance plan
I’m 45 and have just moved into my first apartment in Mumbai. I’ve invested a lot…
Mutual funds: What are sectoral funds and why should you invest in them?
As a new mutual fund investor, one of the most common dilemmas one tends to face…
Now, you can transfer mutual fund units held outside demat to others. Here’s how
Until recently, mutual fund units could only be transferred between parties if held in dematerialized (demat)…
Top 4 children’s mutual funds that delivered over 20 per cent annual return. Check list
Best mutual funds: Wealth creation includes saving money for long term financial goals such as buying…
Here’s how to navigate complex TDS rules for online ads, software subscriptions and e-commerce sales
Big marketplaces such as Facebook and Google demand full payment upfront for running ads, without any…
Why one stock could wreck it all
When equity markets rally, portfolios with concentrated bets often look like winners. Investors in stocks like…
What are the tax rules for my children’s Indian bank interest if they live abroad?
One of my kid is living and working in Luxembourg (permanent resident) and the second one…
Income Tax: Advance tax first instalment is due by June 15. Check if you are liable to pay
The Income Tax (I-T) department has shared a post reminding taxpayers that the last date to…
Should you invest in mutual funds to create corpus for your child’s higher education?
If you have a young son or a daughter, investing for their higher education is a…
Air India plane crash: LIC, Bajaj Allianz simplify norms for claim settlement process for victims
India’s top insurers, including LIC and Bajaj Allianz, have announced that they have eased their claim…
8th Pay Commission: What to expect? Will salary hike miss January 2026 timeline? What we know about Pay Band this time
8th Pay Commission News: Around 1 crore central government employees and pensioners are eagerly waiting for…
The two-minute investment rule that can transform your finances
The logic is elegant, the time spent writing it down, remembering it, and eventually doing it…
ITR 2025: These rules govern the switching of income tax regime from new to old
Since the new tax regime is the default tax regime, filing income tax return (ITR) under…
India’s elite is embracing overseas investments to unlock global wealth
The Liberalised Remittance Scheme (LRS), AIF (Alternative Investment Fund) structures at GIFT City, and the concept…
Income Tax: Senior citizens are entitled to claim THESE benefits
ITR 2025: As income tax (I-T) return filing season is back, taxpayers are busy arranging documents…
Planning retirement without kids? Here’s how to make the most of it
The Dink lifestyle is often associated with freedom–freedom from parental responsibilities, from stress, and sleepless nights.…
The HUF tax hack everyone’s talking about—but few understand
Social media may hype Hindu Undivided Families as a no-brainer for tax savings. The truth? They’re…
Income tax calculator: This is how you can use it to compute your tax liability
As a taxpayer, it is recommended to use an income tax (I-T) calculator to ascertain your…
Should you lock your FD before banks cut their interest rates? These 6 lenders offer highest rates on fixed deposits
With repo rate declining to 5.50 percent after RBI’s monetary policy committee (MPC) cut the repo…
The ONDC mutual fund pipeline has arrived. Will it take over the industry?
Cybrilla, which has a license from Sebi as a Registrar and Transfer Agent, has built a…
Swiggy off, Netflix paused: How to have the best weekend without spending a dime?
Picture this: It’s Friday evening. Your friends are pinging you with dinner plans, your Insta feed…
Safe-haven appeal? Gold down 3% from ₹1-lakh mark: How to sell physical gold and book profit?
₹The surging prices of gold has increased the investment bet for traders over the safe-haven appeal.…
Foreign income or stocks? Learn how to reporting, taxes & more
Employee Stock Options (ESOPs) and Restricted Stock Units (RSUs) issued by foreign companies have increasingly become…
Why the tax department needs to fix its Traces portal
The income tax department has been tracking individuals who failed to comply with these TDS rules.…
Third-party motor insurance premiums could rise by up to 25%, govt review underway: Report
The Ministry of Road Transport and Highways (MoRTH) is actively reviewing a proposal to increase Motor…
Credit card email update: A step-by-step guide to change your registered email
In response to rising customer demand for digital flexibility and ease in communication, banks in India…
Investment word of the day: Gilt funds — what are they and who should invest in them?
Investment word of the day: Whether you’re new to investing or an experienced investor looking to…
Why wealth management shouldn’t be reserved for the rich
But why should that be the case? Why has such an important pillar of financial management…
Investing ₹1 lakh at the launch of this mutual fund would have grown to ₹1.5 crore. Check how
At the time of investing in a mutual fund scheme, it is common to evaluate the…
Aditya Birla Sun Life Balanced Advantage Fund review 2025: Updated insights for investors
As retail investors in the country look for stability amid the ongoing market volatility in June…
THESE two state lenders revise their FD interest rates. Check the latest rates here
With effect from June 1, 2025, two state lenders – Punjab National Bank and Canara Bank…
How does the ownership and succession of HUF assets work?
HUF and HUF assets are two different concepts, as it is not necessary for an HUF…
Your EPF makes you eligible for ₹7 lakh life insurance. Here’s what you need to do
Do you contribute a part of your salary to the Employees Provident Fund (EPF)? If yes,…
What’s driving the shift in his personal portfolio?
Rajeev Thakkar, chief investment officer of PPFAS Mutual Fund (Parag Parikh Financial Advisory Services), oversees assets…
Will money crowdfunded from relatives, friends to pay medical bills be taxed?
My father had to be hospitalized in July 2024 due to a brain stroke; he was…
Can you claim the amount of joining bonus refunded to your employer?
I was paid ₹10 lakh as a joining bonus, which I was required to refund if…
Latest stress test shows THIS about small cap mutual funds. Check details here
The latest stress test for April 2025 reveals that some small cap mutual fund schemes will…
UPI Circle goes cross-platform: Here’s how it works across BHIM, GPay and PhonePe
Managing daily payments for elderly family members or dependents, long a logistical challenge for many Indian…