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Category: Finance
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Mission: Impossible – The Final Reckoning: What Tom Cruise’s IMF team can teach you about smart money moves
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Why maintaining a good credit score matters at every stage of life
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Some credit and debit cards come with insurance, but be sure you’re eligible for it
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Investment word of the day: Total expense ratio — what is TER in mutual funds and how is it calculated?
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Mother’s Day 2025: Why health insurance is the ultimate gift for moms’ well-being
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Details on rent, home loan, TDS: ITR forms seek more disclosures this year
Details on rent, home loan, TDS: ITR forms seek more disclosures this year…
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These eight value mutual fund schemes delivered over 25% annualised returns in past five years. See list
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What is the tax rate on capital gains made in 2023 but withdrawn from CGAS now?
I sold unlisted shares on 1 December 2023, with some long-term capital gains. I had deposited…
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RAID 2: Ajay Devgn vs the system – Unpacking the money lessons hidden in the action
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No credit score? No problem! Here’s how you can still get an education loan
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These 5 popular credit cards provide access to airport lounges. See details
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ATM usage cost up by ₹2 to ₹23/withdrawal after free monthly usage limit
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Sebi’s big bet on REITs, InvITs—are we fixing what isn’t broken?
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From lower interest rates to faster loan processing – 5 key advantages of having a credit score above 700
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FD interest rates: These 6 banks offer upto 7.8 percent annually on their fixed deposits. Check list
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How is low credit score different from no credit history? Key questions answered
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Chartering the troubled waters of accommodation services under GST
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Donald Trump says Americans will have to pay ‘less income tax’ when tariffs come in: ‘Maybe even completely eliminated’
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Sovereign Gold Bond Scheme: SGB premature redemption due on April 28, RBI sets price at ₹9,600 per unit
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American Express credit card reward points: How to use them for free hotel stays?
The summer season is here. Many of you may be planning to head to the hill…
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I have claimed business losses two years ago under the old tax regime. I carried them…
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HSBC introduces 20 airline and hotel transfer partners for credit cards from April 2025. Details here
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Are bulls back? As stock market spikes, what should retail investors do now? Experts say THIS
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Are small cap mutual funds still risky? This is what March 2025 stress test reveals —all you need to know
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Investment word of the day: Capital gains—how they are classified, tax exemptions and more
Capital gains are the profits generated by an investor after selling a capital asset. These profits…
75% of health insurance buyers in India have less than ₹10 lakh coverage; awareness gap a worry, report finds
Lack of awareness is still the biggest stumbling block in insurance adoption in India, and around…
Why you’re not saving enough? 5 costly financial mistakes to watch out for
Many Indians find themselves struggling to devise an investment plan and save money efficiently. This is…
Long-term wealth creation: 15 key money lessons to help investors stay ahead of the game in FY2026
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These are the 5 key factors to consider before you get your credit card cancelled
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Kiwi offers up to 5% cashback on UPI spends via Yes Bank Klick Rupay Credit Card: Should you take it?
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These are the 5 mistakes you should avoid to maintain a high credit score
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Why category III AIF still faces tax uncertainty
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When does taking money from HUF account become a partial partition?
I have a HUF of which I am the Karta. Say, I create capital through gift…
How to convert large purchases made by SBI credit card into EMIs? A step-by-step guide
Did this ever happen that you bought an expensive product through your SBI Card and want…
Investment word of the day: Fund of funds —what is FoF and how does it work? Types, advantages and more
A Fund of Funds (FoF) allows investors to make a single investment while giving them access…
How to link your credit card to Google Pay: A step-by-step guide
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These 5 credit cards give free access to domestic and international airport lounges. Check list here
Travelling by air is not a luxury anymore for most urban dwellers. And when you take…
Inside Sebi’s plan to verify investment performance claims
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Credit card NPAs spiked 500% in past four years, shows RBI data. What is driving defaults?
Credit card usage has undoubtedly risen considerably in the past few years, primarily steered by increased…
These value mutual funds delivered over 25% annualised returns in the past five years
Stock markets have been swinging wildly in the past few days since US President Donald Trump…
Stock markets continue to swing wildly: Should mutual fund investors worry? Experts say this
Stock markets around the world have been experiencing extreme wild swings in the last few days…
How do I get credit for US taxes in India?
I returned to India for retirement after Covid and now qualify as a resident for FY25.…
What are welcome gifts that come with credit cards? 5 popular cards which offer them. Check details
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Who can avail the indexation benefit on property sale and is it even worth it?
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The latest data on income tax website shows that a total of 3.24 lakh individuals filed…
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Markets in free fall after Trump tariffs: Is this the right time for investors to stop SIPs? Experts weigh in
Market in freefall: Stock markets in India and abroad have declined considerably in the past few…
How students can build strong credit score: 5 practical tips to help you get easy loans, better credit cards
To lay the groundwork for future financial goals, students need to build a robust credit score.…
Good news for PPF investors! Now pay zero charges to update nominee details. Here’s how to change PPF nominee
PPF news: Public Provident Fund investors are in for a good news this new financial year!…
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Financial advisors sold her an unlisted debenture, promising good returns. When it came time for her…
Over ₹12 trillion and interest! What government owes to Sovereign Gold Bond holders
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In India, credit rating bureaus generally provide credit scores ranging from 300 to 900. A credit…
You can now gift securities online. Here’s how.
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Can I claim my mother’s renounced share of my grandmother’s property?
My maternal grandmother has three daughters, including my mother. My mother has chosen to renounce her…
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This was the dilemma Mr. A’s family faced. In his twenties, he bought a term life…
Good news for PF investors, Govt likely to increase EPFO claim limit from ₹1 lakh to ₹5 lakh: Report
The Central government’s Employees Provident Fund Organisation (EPFO) has decided to likely increase the auto settlement…
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New income tax norms, GST changes, UPI payment: List of new money rule changes that will affect your pocket from April 1
Money rule changes from April 1 2025: March 2025 is coming to an end, ushering the…
DA Hike: Cabinet approves 2% raise in dearness allowance for central govt employees
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What is professional tax? How much will you pay in THESE states — EXPLAINED
In the last few weeks, some states have tweaked professional tax rules during budget presentations. The…
ATM charges hiked by ₹2 to ₹23 per withdrawal beyond free monthly usage from May 1
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Small savings scheme: Govt announces interest rates for PPF, NSC for April-June quarter of FY26; Check details
Small savings scheme: The Indian government has kept the interest rates on small savings schemes like…
Credit card fraud at petrol pumps: 5 essential tips to protect your financial information
Petrol pumps in India are becoming hotspots for credit card fraud, with incidents of card skimming…
I-T rules tweaked to expand safe harbour laws, threshold hiked to ₹300 crore: Here’s how it benefits EV makers
I-T rules for safe harbour laws: The Central Board of Direct Taxes (CBDT) notified certain amendments…
In what kinds of mutual funds should I invest in current market conditions?
I am 36 years old and working in a private company. I started investing in July…
Worried about your financial health? 5 steps to build an emergency fund in 12 months
Several surveys over the years have consistently shown that a significant portion of Indians don’t have…
Can I avoid TCS by sending money to my own company?
I have incorporated an IT company abroad. I want to transfer money to my own account…
Does delaying your property sale to April give you more time for tax payment?
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Navigating GST registration hurdles: What freelancers and small businesses should know
The next step is the online registration process–uploading the documents and submitting the application and Aadhaar…
How to convert Kotak credit card transactions into EMI? A step-by-step guide
Converting your Kotak credit card transactions into EMIs can provide much-needed financial relief, especially when you…
How you can get a loan against an insurance policy
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Pre-closing a personal loan from any bank is a good financial decision, but one must be…
Snow White 2025: From snowstorm to bankstorm—Money lessons you didn’t expect from a princess
When remaking the classics, Disney has had to step gingerly around everything: Cannot say ‘white’ because,…
How to withdraw funds from PPF or even close the account prematurely
While the Public Provident Fund (PPF) has lost some of its sheen over the years as…
Buy the world: Devina Mehra’s advice for Indian investors
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Should I invest in Reits for regular income and capital appreciation?
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Unlocking global markets: How Indian investors can diversify with portfolio management services
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Mint Horizons, a masterclass series on global investing launches in Bengaluru
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Need funds but locked in NPS? Here’s how you can make partial withdrawals
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‘Worst recession of my lifetime’: Jim Rogers issues stark warning on US economy
The recent stock market slump in the US has raised concerns about President Donald Trump’s economic…
Investing in China: The how and why of it
Over the past 10 years, the Shanghai SE Composite Index rose just 2.5%. However, the Chinese…
Gen Z Is Taking ‘Micro-Retirement.’ Don’t Laugh.
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New NPS rule: Process NPS pension like OPS, pension accounting body tells authorities – key details
The Central Pension Accounting Office (CPAO) on March 12 issued instructions to all relevant authorities to…
Best Mutual Funds: These flexi cap schemes gave over 15% CAGR return in the past 3 years. Check list here
Best mutual funds: Prior to investing in a mutual fund scheme, investors tend to compare the…
My Melbourne: How four immigrant tales teach powerful money lessons
The city of Melbourne glues the stories together. A story about a father and son, a…
Holi 2025: Five key money lessons you can learn from the festival of colours
Holi 2025: The festival of colours offer a slew of money lessons for investors. We can…
Stay debt-free: Top 5 ways to control credit card expenses
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What is tax loss harvesting? How does it work? All your queries answered
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Why are retail investors reducing exposure to mutual funds? Experts weigh in
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Investment word of the day: Sharpe Ratio—a key metric to assess risk vs reward. Here’s how to calculate it
Investment word of the day: To make informed investment choices, it is essential to analyse potential…
What is the Modified Interest Subvention Scheme and how does it benefit farmers?
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Which are the best entry-level credit cards for 2025? Top 5 picks revealed
Credit cards are a great way to make smart transactions to save on money while not…
Is your mobile bill hurting your credit score? Here’s what you need to know
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Can your power of attorney sell your land? Know the legal boundaries
I have a small patch of land in a village. I’ve given power of attorney of…
Duty-free: Here’s how much gold you can bring from Dubai to India without paying customs
Travellers to Dubai have long bought gold from the middle-eastern destination as the yellow metal costs…
How NPS schemes have fared versus benchmark indices
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Women’s Day? Let’s talk about the unseen cost of being a woman: ‘Pink Tax’— What is it and how can you avoid it?
Women’s Day 2025: International Women’s Day is here again on March 8! On this occasion, while…
From Khushi to Asmita – financial institutions bank upon Women’s Day 2025; offer special deals on loans
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How to pay your bills with credit card reward points? A complete guide
Credit card spends earn you a good number of reward points, especially if it is in…
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Several different forms of debt such as credit cards demand personal loans and medical expenses become…
Income Tax Deadline! Last 25 days to invest in tax saving instruments – PPF, NPS, NSC, KVP, SCSS & others
If you want to invest in tax saving instruments such as PPF, NSC, SSY and NPS, it…
India’s oldest index fund completes 25 years
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What happens to your loan if the unexpected strikes?
I am planning to buy a home and will be taking a loan to finance my…
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Credit card spending dropped in January: What is prompting consumers to tighten purse strings?
Total credit card expenditure in January 2025 declined to ₹1.8 trillion, reflecting a 2 per cent…
Can these mutual fund ratios help you pick the right scheme?
A closer look at key quantitative measures can reveal how a fund is managed, the level…
Are you ready for the new wealth management landscape? Key insights for 2025
As the global landscape of wealth management evolves, so do the expectations of affluent investors. Now,…
Investment word of the day: Active funds – How they work and why they aim to outperform markets
Investment word of the day: Investing in the stock market may be intimidating, especially for beginners.…
Transferring PPF maturity funds? Know the tax implications before you do
My wife’s PPF will mature in April. She wants to transfer ₹23 lakh to my senior…
Amid gold rally, should you buy gold ETFs over physical variant? 5 key advantages explained
Gold prices have been rising quite fast in the past few weeks. Gold prices stand at…
You saved for retirement. Now comes the tricky part: Spending your savings.
Over the past four decades, private employers have dumped pensions and replaced them with 401(k) savings…
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Those taxpayers who want to updated their income tax return of previous two years can file…
Investment word of the day: Passive funds — a low-risk option for investors; how do they work?
Investment word of the day: The volatility and risk in the equities market are known to…
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Investment word of the day: Rolling returns – Why is it crucial for investors?
Investment word of the day: While investing in various funds and financial instruments, a need may…
Higher EPS pension: Why do employees feel shortchanged?
Some people who applied for it after the Supreme Court order in November 2022 are still…
Investment word of the day: Absolute return
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New universal pension scheme for everyone in offing: Report
The government is working on universal pension scheme which would be offered to everyone including the…
Rupee crash casts shadow over US-bound Indian students’ dreams; total cost may go up by ₹3.7 lakh a year
As the Indian rupee continues to fall against the US dollar, students from India who plan…
Why it is important to plan the division of an estate in detail
Why is it important to plan the division of an estate in detail? -Name witheld Assessing…
Investment word of the day: Extended Internal Rate of Return — what is XIRR and why is it crucial for MF investors?
Anyone investing in various instruments, including a Systematic Investment Plan (SIP) or regular deposits in mutual…
Personal loan pre-closure: 4 key factors to consider before paying off early
Have you recently received a lumpsum payment in the form of an annual bonus from the…
New Income Tax Bill: Is this an old wine in a new bottle? Experts say this…
Union Finance Minister Nirmala Sitharaman on Feb 13 tabled the new Income Tax Bill in the…
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Mutual fund body AMFI launches THESE initiatives to attract market investors: What are they?
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LIC rolls out Smart Pension Plan. Key questions answered on retirement scheme
Life Insurance Corporation of India (LIC) has rolled out LIC New Smart Pension Plan. It is…
UPI’s new rule effective March 1: You can now pay for premium via blocked amount. Check details
Insurance regulator IRDAI has allowed one time mandate for blocking the amount towards premium through unified…
Five surprising reasons why credit card application could be denied
There are numerous potential reasons why a credit card application can be rejected, and the applicant…
Investing in mutual funds does not start and end with just SIPs
In fact, SIPs might be more widely recognised than mutual funds themselves. Once considered a strategy…
Mutual funds: Why are investors stopping their SIPs? Experts say this
Despite an increase in systematic investment plan (SIPs) contributions, the stoppage ratio of SIPs, which stood…
US credit card debt soars to $1.21 trillion—5 key lessons for Indian consumers
The most recent report from the Federal Reserve Bank of New York reveals that credit card…
Is ELSS still a good investment without deduction offered under the New Tax Regime?
In 2023, new tax regime became a default regime which means the taxpayers must opt out…